Q. How Can I Turn My Future Credit Card Sales into Working

Capital for my Business?

A. Your FUTURE VISA/MC sales are considered an asset to your business. With our program, you are eligible to receive IN CASH, the average of four months or more of your past VISA/MC sales. And that is for each location you own, up to $850,000 total. You can use this money to buy equipment, expand or renovate, buy out partners, pay taxes or advertise. And the funding is easily repaid through a small percentage of your future VISA/MC sales.

The idea behind our program is based on the concept of “factoring”, which has been around for a long time. It started years ago when companies, such as manufacturers, which had large amounts of 90-120 day accounts receivables needed immediate working capital to conduct their business, particularly in slower times of the year. These business owners turned to “factors”, which are companies that purchased a business’ account receivables, for a fee or a discount, in exchange for immediate cash. A large reason why these businesses turned to factors, instead of more traditional sources, is because factors have more lenient credit criteria and is able to provide a business with money faster and with less paperwork.

In 1997, our funding company was the first to do a form of ” factoring” for restaurants, retail and service business owners. We found that many restaurants and retail stores couldn’t, or didn’t want to go to traditional sources for needed working capital, but also didn’t have 90-120 day “accounts receivables” to use to obtain money from a factoring company. What these businesses did have was future account receivables, in the form of VISA/MC sales. By purchasing a portion of a business’ future VISA/MC sales for a fee, we have been able to provide thousands of businesses across the US, with close to $1 billion dollars in working capital.